Financial Disclaimer & Legal Notice

Last Updated: April 28, 2026

1. General Overview and Acceptance

All content, documents, and tools available on serkanakbulak.com (the "Website") are provided for informational purposes by Serkan Akbulak ("Consultant"). By visiting this Website, you acknowledge that you have read, understood, and expressly accepted all terms and legal notices set forth herein.

2. Investment Advice Disclaimer

The analyses, market data, credit access guides, and commentaries provided on the Website do not constitute "Investment Advisory" or "Portfolio Management" activities within the scope of the Capital Markets Law No. 6362 and related legislation.

3. Accuracy and Reliability of Information

While sources believed to be reliable (Official Gazettes, banking announcements, financial data) were used in preparing the information provided, the following must be noted:

• The Consultant does not guarantee that the information provided is error-free, complete, or up-to-date.
• Credit interest rates, grant conditions, and legal regulations may change without prior notice.
• The Consultant is not responsible for misunderstandings arising from typographical errors or technical updates within the content.

4. Professional Relationship and Scope of Consultancy

Accessing the Website, downloading a guide, or reading blog posts does not establish a formal "Client-Consultant" relationship between Serkan Akbulak and the visitor. Such a relationship only commences once a service agreement is signed by both parties via physical or secure electronic signature. The Website content should not be substituted for professional tax, legal, or financial audit advice.

5. Financial Risk Disclosure

Financial transactions inherently carry risks. Credit applications, incentive processes, or financial restructuring decisions may yield different results based on your individual or corporate financial standing. The user is deemed to have assumed all financial and legal consequences of decisions made using the information on this Website.

6. Intellectual Property and Copyrights

The design, software code, financial calculation methodologies, and all written/visual works under the "Serkan Akbulak" brand are protected under the Law No. 5846 on Intellectual and Artistic Works.

• Legal action will be taken in the event of unauthorized copying, republication on other websites, or commercialization of the content.
• Brief citations are permitted for personal use only, provided that proper credit is given to the source.

7. Limitation of Legal Liability

The Consultant shall not be held liable, directly or indirectly, for damages occurring during access to the Website, including but not limited to:

• Damages caused by computer viruses or malicious software;
• Service interruptions caused by third-party infrastructure providers;
• Data privacy breaches occurring on third-party links (linked banks, official authorities, etc.).

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